We use AI and data to make fast funding decisions for businesses from $5K to $2M. 4-hour approvals, smart underwriting, bilingual support.
Apply Now →Our streamlined process gets you funded quickly.
We offer multiple programs to match your unique needs.
Predictable fixed payments with a lump-sum deposit. Ideal for larger investments and long-term growth.
Flexible revolving credit line for ongoing business needs. Draw and repay as needed.
Finance new or used equipment for your business. Competitive rates with longer terms.
Get a rough estimate of your potential monthly payments.
SRT Agency LLC is an AI-first business lending company. We leverage proprietary AI technology, industry data, and economic analysis to evaluate applications and make funding decisions in-house.
Our bilingual team (English & Spanish) works directly with you to understand your needs and match you with the best options available.
The people behind your funding.
Have questions? We're here to help.
Reach out and a member of our team will get back to you within 24 hours.
Common questions about our funding services.
All of our deals are underwritten as if we were going to fund it in-house. We do have partners depending on the risk of the file, but most of our deals are funded in-house.
No. We will not perform a hard pull on your credit. Approvals are based on your last 3 months of business bank statements, so applying has no impact on your credit score.
Depending on the program, approvals can happen in as little as 4 hours. Some programs offer same-day or 24-hour approval with funds deposited shortly after.
Generally you need: a business in the US, Canada, or Puerto Rico, a business checking account, a minimum credit score of 500+ depending on the product, $120K+ annual revenue (preferred), and the last 3 months of business bank statements.
Yes! Our team offers full support in both English and Spanish.
Yes. We offer funding options for credit scores as low as 500. We also offer equipment financing starting at 550. We evaluate your business bank statements and revenue, not just your credit score.
Revenue based financing is a type of business funding where repayment is tied to your business's monthly revenue. Instead of fixed monthly payments, you pay a percentage of your revenue — so payments adjust with your cash flow. This model is popular for businesses with fluctuating income.
Banks and SBA loans can take 60–90 days for approval and require extensive documentation. SRT Agency offers approvals in as fast as 4 hours with minimal paperwork. We serve as a faster, more accessible alternative to traditional bank financing — especially for business owners who need capital quickly or may not meet bank requirements.
SRT Agency operates as a fully virtual office with 80+ agents distributed across North America, including the United States, Canada, and Mexico. Our remote-first model lets us serve clients in every time zone with fast response times, powered by our AI technology and digital-first approach.